Privacy Policy
Effective Date: January 15, 2025
1 Information Collection and Use
zyronavique ("we," "our," or "us") collects information from users of our budget software tools and financial management platform. We gather personal data when you register for our services, use our budgeting applications, or interact with our educational resources. This information helps us provide personalized financial insights and improve our software functionality.
We use this information to deliver our budget management services, provide customer support, send relevant updates about new features, and ensure the security of your financial data. Our collection practices comply with Australian Privacy Principles under the Privacy Act 1988.
2 Data Storage and Security
Your financial information is stored using industry-standard encryption protocols on secure servers located within Australia. We implement multiple layers of security including SSL encryption for data transmission, encrypted database storage, and regular security audits conducted by third-party specialists.
All financial data is encrypted using AES-256 encryption standards, and we maintain strict access controls limiting data access to authorized personnel only. Our security measures are reviewed quarterly and updated to address emerging threats.
We retain your personal information for as long as your account remains active or as needed to provide our services. Financial transaction data used for budgeting analysis is kept for seven years in accordance with Australian financial record-keeping requirements. You can request data deletion at any time, subject to legal retention obligations.
3 Information Sharing and Disclosure
zyronavique does not sell, trade, or rent your personal information to third parties. We may share your information only in specific circumstances outlined below, and always in accordance with applicable privacy laws and regulations.
We work with trusted service providers who assist in delivering our budget software services, including cloud hosting providers, payment processors, and customer support platforms. These partners are contractually bound to protect your information and use it only for the specific services they provide to us.
Any data sharing is conducted under strict privacy safeguards, and we notify users whenever possible before disclosing information to third parties, unless prohibited by law or court order.
4 Your Rights and Choices
Under Australian privacy law, you have specific rights regarding your personal information. You can access, correct, or delete your personal data through your account settings or by contacting our privacy team directly.
You have the right to request a copy of all personal information we hold about you, including data processing details and the sources of information. If you find any inaccuracies, you can request corrections, and we will update your records within 30 days of receiving your request.
You can withdraw consent for data processing at any time, export your financial data in standard formats, and request account deletion. We provide tools within our software to manage your privacy preferences and control how your information is used.
To exercise these rights, contact us using the information provided below. We will verify your identity and respond to your request within the timeframes required by Australian privacy legislation. There is no charge for reasonable requests, though we may charge a fee for excessive or repetitive requests.
5 Cookies and Tracking Technologies
Our budget software platform uses cookies and similar technologies to enhance your experience, remember your preferences, and analyze how our tools are used. These technologies help us provide personalized budgeting insights and improve our software functionality.
We use both session cookies that expire when you close your browser and persistent cookies that remain on your device for a specified period. Essential cookies are necessary for our software to function properly, while optional cookies help us understand user behavior and preferences.
You can control cookie settings through your browser preferences or our cookie management tools. However, disabling essential cookies may affect the functionality of our budgeting software. We respect your choices and provide clear options for managing your cookie preferences.
6 International Data Transfers
While we primarily store data within Australia, some of our service providers may process information in other countries. When international transfers occur, we ensure appropriate safeguards are in place to protect your personal information according to Australian privacy standards.
Any international data transfers are governed by contracts that include Standard Contractual Clauses or equivalent protections. We work only with providers who demonstrate adequate privacy protection and comply with international data protection requirements.
We conduct due diligence on all international partners and regularly review their privacy practices to ensure your financial data remains protected regardless of where it is processed.
7 Children's Privacy
zyronavique's budget software tools are designed for adults and are not intended for children under 18 years of age. We do not knowingly collect personal information from minors. If we discover that we have inadvertently collected information from someone under 18, we will delete that information immediately.
Parents or guardians who believe their child has provided personal information to us should contact our privacy team immediately. We will work quickly to remove any such information from our systems and prevent future collection.
8 Policy Updates and Changes
We review and update this Privacy Policy regularly to reflect changes in our services, legal requirements, or privacy practices. Significant changes will be communicated through email notifications to registered users and prominent notices on our platform.
Minor updates, such as clarifications or formatting changes, may be made without individual notification, though we will always update the effective date at the top of this policy. We encourage users to review this policy periodically to stay informed about how we protect their information.
Your continued use of our budget software after policy updates constitutes acceptance of the revised terms. If you disagree with changes, you can contact us to discuss your concerns or choose to discontinue using our services.